by There are a number of complaints against American Home Mortgage Servicing / Option One Mortgage which can be found here. If you are a homeowner who’s mortgage is currently held by Option One or American Home Mortgage, you almost definitely need quality legal representation. We are happy to help; complete a form to the right for free advice.
I’m definitely impressed with American Home Mortgage Servicing, Inc’s commitment to helping homeowners that are facing financial hardship get loan modifications. American Home Mortgage has shown that it’s quite aggressive in lowering monthly mortgage payments for homeowners that show they are going through tough times, and they typically respond diligently to qualified modification requests.
How can this help you? Interestingly enough, a loan modification can help you lower your interest rate, mortgage payments, and possibly even the amount you owe. Through a loan modification with American Home Mortgage, if you are past due on your payments, you may have the past due amount placed on the back of the mortgage, and even have legal and late fees waived!
By definition, a loan modification is an agreement between homeowner and lender to change (modify) the terms of the existing mortgage such that it is more affordable to the homeowner. American Home Mortgage has accepted TARP funds, and as such, will grant qualified requests for loan modification that fall under Making Home Affordable Guidelines.
Truth be told, sometimes American Home Mortgage does need a push in the right direction, and that’s what we are here for! Modification Zoom’s Contract Attorney’s guarantee 100% that we can negotiate an aggressive loan modification with AHMS!
Most likely, if you’re loan was originated any time over the last decade, you are probably paying too much each month, and an American Home Mortgage Loan Modification is simply the most cost-effective, aggressive solution to help you lower the amount you pay each month. We take away the headache and guarantee quick, ethical, and effective results.
If your having trouble making your payments each month, there’s absolutely nothing to be ashamed of! Many homeowners having trouble have the option to modify or change certain parts of their agreement with their lenders to make the financial burden of their monthly payments a little easier to bear. Sometimes, simply lowering your interest rate or payment by hundreds of dollars can help you manage those high mortgage payments and avoid foreclosure.
Now, you don’t necessarily have to be late on your mortgage to qualify for a modification, however, if you are currently behind on your mortgage, this won’t hurt your case. Through the Making Home Affordable Program, which American Home Mortgage Servicing participates in, it’s possible get an interest rate as low as 2% fixed!
If you are in need of a loan modification, or if you simply want to get more feedback on loan modifications and see if you qualify for a modification with American Home Mortgage or Option One, complete the form to the right and we will contact you immediately!
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Well I am an existing AHMS. I am not behind or late to my mortgage yet. However, Making Home Affordable Loan Modification program seems a bit skeptical because if you owe more than what is worth today, then what happens down a road when a property values actually goes up? Do I need to pay the difference to AHMS or is AHMS going to eat that cost? Yes it sounds good if I can lower my monthly cost since FL is now mandatory to have HO6 insurance that is costing me a lot too.