Loan Modification Zoom can now help you repair your credit! Many clients in need of a loan modification have been late on their mortgage, and subsequently, have much worse credit scores. As part of our Loan Modification process, we can actually help you develop a plan to boost your credit scores! It is a your right under the Fair Credit Reporting Act to dispute credit history items disclosed in a Credit Report. Credit Bureaus will investigate, and remove verifiable errors at the consumer’s request. But accurate, though derogatory, information cannot be removed; legal judgments against the borrower remain in a credit report for seven years, and bankruptcies for ten years. Hence, it is very important to discuss your situation and the best way to salvage your credit by speaking with a Loan Modification / Loss Mitigation Specialist at 1-866 760 9099.